How we work with partners
Are you looking to implement a financial inclusion strategy, but don’t know how, or you do not have a digital platform to do so? Then come partner with us and let us help you achieve your financial inclusion goals using our «MaTontine Bricks». «Click on the bricks for further information»
If you are interested in entering the financial inclusion space, but do not have a clearly articulated strategy, we can help you develop one that includes
- Your Theory of Change
- Customer acquisition
- Marketing and communications
A different set of products are required to be successful in order to be successful within the financial inclusion industry. One cannot just transfer an existing portfolio of products to this target group.
We can help partners design products specific to the target customers. We employ Human Centered Design to ensure that the right products are developed which take into account the cultural, literacy, technological and infrastructural barriers that the beneficiaries face.
Our sophisticated digital financial services platform with a range of tools that include:
- Services integration
- Member & group management
- Banking & partner integration
- Artificial intelligence & machine learning
- Digital payments
- Reporting & analytics
We have developed a flexible and customizable credit scoring algorithm that enables us to incorporate the partner’s unique data points.
Our credit profiles can be integrated into the partners existing credit risk analysis & management process in order to create a digital lending file for example. That way a lending institution can make an instantaneous lending decision.
Our enrollment application facilitates the creation of digital identities using regulatory approved Know-Your-Customer data, including:
- Proof of address
- National ID
- Biometric fingerprint
The financially excluded are often illiterate and don’t have the capacity to replicate manual signatures – a regulatory requirement in some countries.
We can create and capture digital signatures at enrollment which can be used in formal documents and applications.
It is critical these days to ensure that financial or non-financial service gets to the particular beneficiary.
Biometric capture (iris or fingerprint) is a highly effective way to identify the individual recipient in order to reduce fraudulent activity.
Our partner agnostic payment gateway enables the integration into any digital money provider, including: mobile money, money transfer etc.
Use our sophisticated reporting and dashboarding module to measure impact, track transactions and gain insights into beneficiary behavior.